Interest Calculator from Marcus by Goldman Sachs

Q

How Marcus by Goldman Sachs calculates CD interests?

✍: FYIcenter.com

A

Marcus by Goldman Sachs offers a CD interest calculator on its Website at https://www.marcus.com/us/en/savings/high-yield-cds.

CD Interest Calculator from Marcus by Goldman Sachs

This example shows that the calculator uses the current APY offered by Marcus with the APY formula and deposit term in years.

 $Interest = Deposit \times ({(1 + APY)}^{Years} - 1)$ 
 $Interest = Deposit \times ({(1 + 4.05%)}^{6/12} - 1) = 2004.9018429997 = 2005$

You can verify this calculation with our online CD interest calculator by clicking the link: "What Is the 6-month interest of $100,000 deposit compounded annually for an APY of 4.05%".

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