Interest Calculator from Synchrony Bank

Q

How Synchrony Bank calculates CD interests?

✍: FYIcenter.com

A

Synchrony Bank offers a CD interest calculator on its Website at https://www.synchrony.com/banking/products/cd.

CD Interest Calculator from Synchrony Bank

The above example shows that the calculator uses the current APY offered by Synchrony with the APY formula and deposit term in years.

 $Interest = Deposit \times ({(1 + APY)}^{Years} - 1)$ 
 $Interest = Deposit \times ({(1 + 3.50%)}^{6/12} - 1) = 1734.949746879 = 1735$

You can verify this calculation with our online CD interest calculator by clicking the link: "What Is the 6-month interest of $100,000 deposit compounded annually for an APY of 3.50%".

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