Interest Calculator for US TIPS

Q

If you hold a US TIPS (Treasury Inflation-Protected Securities), you can use this online tool to calculate its inflation adjusted par value (principle) and interest on each interest payment date.


Dated date YYYY-MM-DD
Maturity date YYYY-MM-DD
Coupon rate %
Par value $ as principal

✍: FYIcenter.com

A

Inflation adjusted par values and interests calculated by FYIcenter.com:

Dated date: 2021-01-15
Maturity date: 2031-01-15
Coupon rate: 3.0000%
Par value: $1,000.00

Interests are paid 2:
      Date   Ref CPI Ratio       Par Value      Interest
---------- --------- ----- --------------- -------------
2021-01-15 260.31619 1.000       $1,000.00    Dated date
2021-07-15 268.02090 1.030       $1,029.60        $15.44
2022-01-15 277.20274 1.065       $1,064.87        $15.97
2022-07-15 290.54829 1.116       $1,116.14        $16.74
2023-01-15 297.87606 1.144       $1,144.29        $17.16
2023-07-15 303.70803 1.167       $1,166.69        $17.50
2024-01-15 307.39100 1.181       $1,180.84        $17.71
2024-07-15 313.78329 1.205       $1,205.39        $18.08
2025-01-15 315.58677 1.212       $1,212.32        $18.18
2025-07-15 321.09758 1.233       $1,233.49        $18.50
2026-01-15 324.93471 1.248       $1,248.23        $18.72
2026-07-15       TBD   TBD             TBD           TBD
2027-01-15       TBD   TBD             TBD           TBD
2027-07-15       TBD   TBD             TBD           TBD
2028-01-15       TBD   TBD             TBD           TBD
2028-07-15       TBD   TBD             TBD           TBD
2029-01-15       TBD   TBD             TBD           TBD
2029-07-15       TBD   TBD             TBD           TBD
2030-01-15       TBD   TBD             TBD           TBD
2030-07-15       TBD   TBD             TBD           TBD
2031-01-15       TBD   TBD             TBD           TBD
---------- --------- ----- --------------- -------------
      Date   Ref CPI Ratio       Par Value      Interest

The following formulas are used in the above calculations:


  Pt=
  CPIt
  CPIo
  ×Po
Pt=
  Current Principal
Po=
  Original Principal
CPIt=
  Current Reference CPI
CPIo=
  Original Reference CPI

For more details, see "Interest Calculation on US TIPS" tutorial.

 

CUSIP Search/Lookup on US Treasury Securities

Imputed Interest/DOI Calculator for T-STRIPS

Tools on US Treasury Securities

⇑⇑ Financial Tools

2025-04-26, ∼732🔥, 0💬