APR Calculator for Term Deposits

Q

If you are making a Term Deposits, often called Certificate of Deposit (CD) at a bank, you can use this online tool to calculate the APR (Annual Percentage Rate) from a given APY (Annual Percentage Yield). APR is also referred as the nominal interest rate.


Interest APY %
Deposit term   Months     Years    
Compounding frequency   Daily     Monthly     Annually    
Deposit amount $
Deposit date YYYY-MM-DD

✍: Guest

A

APR and other information calculated by FYIcenter.com:

APR (Annual Percentage Rate): 4.8793%
Given APY (Annual Percentage Yield): 5%
Compounding frequency: Daily
Compounding periods: 92
Deposit term: 3 months (or 92 days)
--------------------------------------------
Deposit date: 2026-03-26
Maurity date: 2026-06-26
Deposit amount: $1,000.00
Interest at maturity: $12.37
Value at maturity: $1,012.37

The following formulas are used in the above calculations:


  APY=(1+
  APRN)
  N-1
N=Number of compounding periods in a year

References:

 

Compound Interest Calculator for Term Deposits

APY Calculator for Term Deposits

Calculators on Term Deposits

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2025-03-29, ∼1220🔥, 1💬